Can Be availed by member to meet his financial needs for medium term duration.
Maximum Loan Limit - Rs. 10,00,000 /-
Sureties - 1. One surety up to Rs. 5 Lakhs
2. Two sureties above Rs. 5 Lakhs
Rate of Interest - 11.75% p.a.
Payment Period -
1. Maximum Repayment in 120 months
2. Share linkage 5% of loan Amount.
3. A member or surieties should not be defaulted
House Repairing / Renovation Loan
For renovation / repairing of own house / flat
Higher Education Loan
To meet the financial needs of members children who are pursuing Higher Education
Vehicle Loan
For buying of New/ Second hand Two/ Four wheelers
Shiv Mudra Loan
For immediate requirement without surety
Housing Loan
For construction / purchase / repurchase of house/ flat in an existing or proposed Housing Society in an Apartment ownes Association or an independent Bunglow or Row house