Maximum Loan Limit - Rs 60 lakhs or 90% of the market value by Banks valuer whichever is less
Sureties - 1. One surety with Equitable mortgage
2. No sureties with Registered mortgage
Repayment period - Maximum 240 months
Rate of Interest - 1. Repayment period 60 months : 7.50% p.a.
2. Repayment period 84 months : 8.25 % p.a.
3. Repayment period above 84 months : 8.75 % p.a.
Share linkage – 2.5% of loan Amount.
House Repairing / Renovation Loan
For renovation / repairing of own house / flat
Higher Education Loan
To meet the financial needs of members children who are pursuing Higher Education
Vehicle Loan
For buying of New/ Second hand Two/ Four wheelers
Shiv Mudra Loan
For immediate requirement without surety
Housing Loan
For construction / purchase / repurchase of house/ flat in an existing or proposed Housing Society in an Apartment ownes Association or an independent Bunglow or Row house
